Finance • Banking • Business Support
3Ccorp Privatized Banking

Privatized Banking

At some point in our lives many of us have joked about the proverbial “money tree” we don’t have in our back yard. Our wants tend to generally exceed our supply of money. Yet, there is a solution to this dilemma.

Although there is no such thing as actually growing a money tree, we can, instead, construct and grow our very own private banking enterprise. Once it is established, this unique banking structure allows us access to our savings when needed for emergencies, plus serve to finance business expansion, investment opportunities and all of our major purchases in life.

An Un-Conventional Cash Management System

For most individuals living in this century, commercial banks have traditionally been the central warehouses (money trees) for the incoming streams of money we earn during our lifetime. This structure has continued in spite of the commercial banking industry’s long history of volatility; the 2008 financial crisis is one of our most recent examples. This is principally due to the design of our modern financial monetary system. Commercial banks, functioning as a central distribution point, hold our money until deployed to pay our bills, accumulate savings or pursue investment opportunities.  One notable exception is when our earnings are automatically directed into stock market sensitive Tax-Qualified Plans. Here our money is virtually imprisoned until “old age” with no easy access to it, even for emergencies, without being penalized and paying taxes.

Fortunately, there is a significantly superior bank account alternative for “headquartering” our money and it is surprisingly found, not in the volatile commercial banking sector, but instead in the conservative and historically financially strong insurance sector. These specially designed “banking policies” provide the owner with an almost extinct financial feature for this day and age which can only be described by this one word---control.  

Aside from becoming the new headquarters for our money these banking policies also provide our money compounding growth (no negative returns) with the following additional benefits:

  • Consistent rate of return      
  • Liquidity
  • Guarantees
  • Creditor Protection
  • Tax Free Strategies
  • Inflation Hedges
  • No Penalties (Low Fees)
  • No Market Volatility
  • Reputable
  • Transferable
  • Private

How Do These Banking Policies Work?

As with all savings or checking accounts, banking policies require that money must first be deposited into them. Once they are capitalized the policy owner can maximize the “living benefits” of the life insurance contract.  Being designed for immediate use there is a strong incentive to fund them quickly. Unlike commercial banks, which merely warehouse our money with virtually no paying benefits, banking policies obtained from a mutual insurance company make the policy holder owners of the insurance company itself and therefore are paid interest earnings and dividends on money stored inside of them.  For financing needs, whether personal or business, the deposited money serves as collateral for loans issued from the insurance company.  Why take out a loan and pay interest to a commercial bank when you can, metaphorically speaking, be that bank?  These banking policies provide the structure of an exceptional cash flow management system and are truly unique with benefits not found in any other financial medium.

How Do I Begin?

It is easier than you may think.  The only caveat is that they must be specially designed to function as a banking policy.  Everyone’s circumstances are uniquely different but most people will find that with professional guidance a sizable banking policy can be funded by simply redirecting contributions previously going into other financial vehicles and / or by transferring some of the wealth already accumulated in these vehicles. If you do not have accumulated funds at this point in time, it is important to at least begin the process with a suggested savings target of a minimum of 10% of your income to fund your first policy. After an initial consultation, one of our trained advisors can assist you in designing the appropriate banking policy to fit your particular needs and financial goals.
“Wealthy people don’t do things ‘differently’ than everyone else...they do things exactly the opposite!!”

– Robert Kiosaki, Author, Rich Dad, Poor Dad
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Paige T. McKechnie
615.593.7845
email:paige@threeccorp.com
9480 Chesapeake Drive
Brentwood, TN 37027
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