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Is Life Insurance a Good Investment Part II

Is Life Insurance a Good Investment Part II

By Robert P. Murphy PhD

LMR August 2017

First and most important: Nelson Nash’s IBC is not about “investing in life insurance,” the way other financial people might tell you to “invest in real estate” or “invest in Bitcoin.” On the contrary, IBC is about “becoming your own banker.” IBC is a process, and the platform by which you implement IBC is a dividend-paying Whole Life insurance policy. That’s why we spend so much time discussing life insurance. You need to understand the basic mechanics of a Whole Life policy, and in particular how cash surrender values and policy loans work, just so you feel comfortable in using one or more of these devices as a major pillar in your financial plan.

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